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Homebuyer Activity Rebounds

  • Mortgage Returns
  • Oct 8
  • 1 min read

Market momentum continues.

Market Perspective: Homebuyer Activity Rebounds. New-home sales surged 21% in August, beating expectations.1 • Up 15.4% YoY • New houses sold: 800,000 • Median sales price: $413,500

Mortgage purchase apps continue to trend higher as affordability improves. But even as buyer activity picks up, another challenge is quietly growing — one that could impact millions of homeowners across the country. America’s Hidden Flood Risk As the government s hutdown keeps the National Flood Insurance Program (NFIP) on pause, the flood problem extends far beyond homes in flood zones. Tackling flood risk will take a coordinated effort — from policymakers to homeowners — to rethink how we prepare, protect, and adapt in a changing climate.

Sources:

  1. U.S. Census Bureau, HUD, Monthly New Residential Sales, August 2025.
  2. National Association of Realtors® (NAR), Existing-Home Sales, August 2025.
  3. NAR, Pending Home Sales, August 2025.
  4. ICE Mortgage Monitor, October 2025.
  5. EPA, “Climate Change Indicators: Heavy Precipitation,” Updated June 2024.

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