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Homeowners are Staying Put, but Mortgage Rates Aren't the Only Reason

1. Fannie Mae, “’Lock-in Effect’ Not the Only Reason for Housing Supply Woes,” October 30, 2023.
2. Freddie Mac, Primary Mortgage Market Survey, week ending November 30, 2023.
3. Mortgage Bankers Association, “Weekly Mortgage Applications Survey,” week ending November 24, 2023.
4., October 2023 Monthly Housing Market Trends Report, November 2, 2023.
5. U.S. Census Bureau, HUD, Monthly New Residential Construction, October 2023.
6. National Association of Realtors (NAR)®, 2023 Profile of Homebuyers and Sellers, November 2023.


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